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The Miksta Team

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Here at VIP Mortgage, we make your home purchase or refinance experience stress free, simple and informative. Fill out the quick form below to get started or click any of the 3 tabs below to get more information about purchasing a home, refinancing your existing home or learn more about the loan programs we offer here in Scottsdale.

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Whether you're a first-time buyer, a move-up buyer, or a seasoned investor, we understand that buying a home is one of the most important decisions you will make in your lifetime. V.I.P. Mortgage is here to guide you in making the best decision possible. We focus on providing you an enjoyable home buying process and we won't stop working until you are satisfied with your home loan.

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Benefits of Refinancing:

  • Lower Your Interest Rate
  • Lower Your Monthly Payment
  • Pay Off Your Mortgage Sooner
  • Change Your Loan Type
  • Access the equity in your home
  • Eliminate Private Mortgage Insurance (PMI)
  • Consolidate other debts

Latest Videos

The West is Where It’s At

Mar 16, 2017 Uncategorized

The West is Where It’s At

The desert is hot; and its real estate is too. Realtor.com’s economic team is forecasting that amidst rising interest rates, “the western U.S. will continue to lead the nation in […]

DIYers: Don’t Forget Your Smartphone!

Mar 10, 2017 Home Improvement

DIYers: Don’t Forget Your Smartphone!

Got your toolbox in hand and think you’re ready to tackle the DIY home improvement stuff? You might want to think again. Popular Mechanics – the master of popular science […]

VIP Mortgage’s Steve Miksta Ranks Nationally as Top-producing Mortgage Originator

Mar 8, 2017 News

VIP Mortgage’s Steve Miksta Ranks Nationally as Top-producing Mortgage Originator

Arizona-based V.I.P. Mortgage, Inc. announced that loan originator, Steve Miksta of The Miksta Team, has ranked as one of the top 1% mortgage originators in the nation, by Mortgage Executive […]

Discover Why Buying is Still Better than Renting

Mar 2, 2017 Real Estate

Discover Why Buying is Still Better than Renting

Even as the The Associated Press reports that “U.S. home prices rose in December from a year earlier at the fastest pace in 11 months…,” buying is still a better […]

VIP Mortgage Awards

NMLS#235760 Steve Miksta: AZ: 912930 l CA: DOC235760 l CO: 100039772 l IL: 31.0027455 l AZ: 934132 Jeff Miksta: AZ: 930625 l CA: DBO1366595 l CO: 100501968 l HI: 1366595 l FL: LO41529 l IN: 1366595 l IL: 31.0042607 l MI: 1366595 l NC: I-173032 l TX l WA: MLO-1366595 l WI: 1366595 / State Licensing NMLS Consumer Access Privacy/Security

© 2017V.I.P. Mortgage, Inc. does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. AZ: Mortgage Banker License No. BK-0909074. CA: BRE Real Estate Corporation License Endorsement 01866775 | DBO Residential Mortgage Lending Act License 4131324 D.B.A. V.I.P. Independent Mortgage, Inc. | 41DBO-58745. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. CO: Mortgage Company Registration 145502. Regulated by the CO Division of Real Estate. FL: Mortgage Lender License MLD1399; MLDB4970. HI: Mortgage Loan Originator Company License HI-145502. IL: Illinois Residential Mortgage Licensee MB.6760990. IN: DFI First Lien Mortgage Lending License 21573; DFI Subordinate Lien Mortgage Lending License 21574. MI: First Mortgage Broker/Lender License FL0017723; Second Mortgage Broker/Lender Registrant License SR0017724. MN: Residential Mortgage Originator License MN-MO-145502, Minnesota Residential Servicer License MN-MS-145502. NC: North Carolina Mortgage Lender License State License #: L-170588. NE: Mortgage Banker License 2032 | Banker License 1081833. NM: MLC 397200 | MLC 3769 | MLC 834012 | MLC 1081833 | MLC 336964. OR: ML-5444-3 | ML-5444-2 | ML-5444-1 | ML-5444. TX: SML Mortgage Banker Registration. N.A. D.B.A. V.I.P. Independent Mortgage, Inc. UT: DRE Mortgage Entity License No: MLCO-7233522 | DRE-8993850. WA: Master Business License No. 602 774 478, Consumer Loan Company License No. CL-145502 | CL-172492 | CL-336964 | CL-1252401 | CL-1355178. WI: Mortgage Banker License No. 145502BA | 172492BA , WI- Mortgage Broker License No. 145502BR | 172492BA. V.I.P. Mortgage, Inc. does Business in Accordance With Federal Fair Lending Laws. V.I.P. Mortgage Inc. is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. V.I.P. Mortgage Inc. is approved to participate in FHA programs but the products and services performed by V.I.P. Mortgage Inc. are not coming directly from HUD or FHA.